Notice of Expiration of the Temporary Full FDIC Insurance

Coverage for Noninterest-Bearing Transaction Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. 

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit                                 

Effective 1-1-13   FDIC    First Federal (419) 238-1463

Federal Deposit Insurance from the FDIC 

First Federal of Van Wert, OH is a member of the Federal Deposit Insurance Corporation (FDIC).

The Federal Deposit Insurance Corporation (FDIC) is a federal agency organized in 1933 that protects the depositors of insured Banks against the loss of their deposits due to a bank failure.  The standard insurance amount is $250,000 per depositor.  Insurance coverage is dependent upon account ownership categories and subject to FDIC requirements. 

How can I learn more about my FDIC coverage?

For more information about FDIC insurance coverage, you can call FDIC toll-free at 1(877) ASK-FDIC or 1(877) 275-3342 or visit   

To calculate how your accounts are covered by FDIC insurance, visit and use EDIE the Estimator to create an easy to read report.