Transaction Account Guarantee NOTICE of CHANGES in TEMPORARY FDIC INSURANCE COVERAGE for TRANSACTION ACCOUNTS All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from 12-31-2010 through 12-31-2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. If you have questions on your coverage, please contact First Federal at 419-238-1463. Effective 12-31-10       Home | Products | Rates | Transaction Account Guarantee | About us | Staff Directory | Privacy Policy | Link Disclaimer 679 Fox Road | Van Wert | Ohio | Phone (419)238-1463 | Fax (419)238-6485 | Rate Line (419)238-6485