Mortgages

Residential Mortgage Loans

Whether you are a first-time home buyer, looking for a new home, refinancing your existing home or in need of a home equity line of credit, First Federal has a variety of residential mortgage loan products to fit your borrowing needs.  Our experienced lenders will be glad to discuss with you our competitive interest rates and low closing costs.  We do not sell our mortgages to any other lender.  Your loan will be serviced locally by people you know and trust.

At First Federal we offer . . .

We offer

30-year fixed rate mortgage loans!

First Federal is pleased to add 30-year fixed rate loans to our variety of mortgage products.  

This is a limited offering, so take advantage of a longer-term fixed structure while interest rates remain at historic lows.  Available for purchases or refinances, a 30-year fixed rate mortgage loan may be the perfect fit into your financial picture.

Contact a First Federal lender, Rhonda Belt or Jim Nelson, at (419) 238-1463 for more information. 

The 30-year term is only available for owner-occupied residential loans.      

  • Home loans for purchase or refinance needs
  • Home construction loans
  • Home equity loans and lines of credit
  • Investment property loans

Click on our mortgage payment calculator to help you determine your loan financing amount and payment options.

First-Time Homebuyer Program loans and Welcome Home Program loans are available and only for owner-occupied home purchase transactions.  These products are subject to program qualifications and availability.

All loan products are subject to credit and collateral approval.

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Business Mortgage Loans

Allow your small business or farm to start, develop or expand, or tend to your cash flow needs with a business mortgage loan product from First Federal.  Our lending decisions are made locally by lenders who you know and trust.  Let our business experience help you with your business experience. 

First Federal has business mortgage loans for . . .

  • Farm or business real estate
  • Operating lines of credit
  • Investment property purchase or refinance needs

All loan products are subject to credit and collateral approval.

 

For more information about our residential and business mortgage loan options, contact a First Federal lender at (419) 238-1463 or visit our office.