Residential Mortgage Loans

Whether you are a first-time home buyer, looking for a new home, refinancing your existing home or in need of a home equity line of credit, First Federal has a variety of residential mortgage loan products to fit your borrowing needs.  Our experienced lenders will be glad to discuss with you our competitive interest rates and low closing costs.  We do not sell our mortgages to any other lender.  Your loan will be serviced locally by people you know and trust.

At First Federal we offer . . .

  • Home loans for purchase or refinance needsOnline Mortgage Center Banner
  • Home construction loans
  • Home equity loans and lines of credit
  • Investment property loans

Visit our Online Mortgage Center for more information on our residential loan products and mortgage ratesApply Now or Prequalify for a loan using our online application.  When you have completed the application, click submit and your information will be reviewed.  One of our loan officers will follow up to complete the process or answer your questions.  Please feel free to contact us with any questions you may have at 419-238-1463.

Click on our Calculators to help you determine your loan financing amount and payment options. 

First-Time Homebuyer Program loans and Welcome Home Program loans are available and only for owner-occupied home purchase transactions.  These products are subject to program qualifications and availability.

All loan products are subject to credit and collateral approval.



Business Mortgage Loans

Allow your small business or farm to start, develop or expand, or tend to your cash flow needs with a business mortgage loan product from First Federal.  Our lending decisions are made locally by lenders who you know and trust.  Let our business experience help you with your business experience. 

First Federal has business mortgage loans for . . .

  • Farm or business real estate
  • Operating lines of credit
  • Investment property purchase or refinance needs

All loan products are subject to credit and collateral approval.


For more information about our residential and business mortgage loan options, contact a First Federal lender at (419) 238-1463 or visit our office.