FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Funds Availability Policy Disclosure Update. These changes are being adjusted effective July 1, 2025.
To read the full disclosure, click here.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Thank you for visiting 1stfedvw.com. First Federal of Van Wert, OH maintains this website to provide you with information about its products and services. It is believed to be reliable, but First Federal does not warrant its completeness, timeliness or accuracy. Please read these terms and conditions carefully. By accessing this website and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this website, or any pages thereof.
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of First Federal’s website and systems including, but not limited to, unauthorized entry into First Federal systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. In addition, certain sections or pages of this website are subject to additional terms and conditions, disclosure and disclaimers.
The information, materials, and functions contained on First Federal’s website, including text, graphics, links or other items are provided on an “as-is” basis without warranties of any kind, either express or implied, including but not limited to warranties or merchantability, fitness for a particular purpose, or freedom from computer virus. First Federal does not warrant the adequacy, accuracy or completeness of the information and materials included on this website or in third party sites linked to or from our website or that the functions provided will be uninterrupted or error-free. First Federal expressly disclaims any liability for any errors in or omissions from information, materials and functions included on our website or any third party sites linked to or from our website.
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Our online banking solution contains password complexity requirements, use of biometric authentication and step-up authentication methods for specialized functions provided by Computer Services Inc (CSI). The layered security solutions offer holistic protection with out-of-band authentication. There are various network controls between the end user and CSI. All online banking activity must pass through a firewall and filtering/screening routers. A web application firewall to block common web-based threats is also utilized.
Unless explicitly stated, email is not secure. First Federal recommends that customers do not send any confidential information through email. If you send email to First Federal, we may retain the contents of your email message, your email address, and our response.
Do not give your customer information (account numbers, Username, password, etc.) to anyone. We will NOT, at any time, ask you for any of your information. We will NOT call you, email you or write you asking for your account information or Online Banking information.
Click here for the full disclosure.
The Board of Governors of the Federal Reserve System (“Board”) and the Bureau of Consumer Financial Protection (“Bureau”) (collectively “Agencies”) amended Regulation CC to implement a statutory requirement of the Expedited Funds Availability Act (“Act”) to adjust certain dollar amounts outlined in our Funds Availability Policy Disclosure for inflation. We are required to notify you of the changes to our Funds Availability Policy Disclosure as outlined below.
These changes are being adjusted effective July 1, 2025.
(1) The minimum amount of deposited funds that we must make available for withdrawal by the next business day for certain check deposits (e.g., the amount that we initially make available to you) will be changed from $225 to $275.
(2) The amount of funds we must make available when we are permitted to extend our funds availability schedule for cash withdrawals or similar means will be changed from $450 to $550.
(3) The amount of funds deposited in a new account that we must make available for withdrawal by the next business day will be changed from $5,525 to $6,725.
(4) The amount of funds from check deposits that exceed the aggregate amount allowed on any one banking day will be changed from $5,525 to $6,725.
